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Today, many customers can use Buy Now, Pay Later (BNPL) services with zero interest due.

Buy Now, Pay Later and the New Consumer Debt Cycle

Over the past few years, consumers have flocked to Buy Now, Pay Later (BNPL) services, many offered with zero interest. This option leads to more purchases overall, but does come with some risk of overspending....
5 min read
Policy instruments
Definitions

Policy instruments

Saddique Ansari • January 29, 2020 • 1 min read

Author bio

Policy instruments – definition

A policy instrument is an individual economic tool which can be used to manipulate an economic variable to achieve an economic objective. Instruments include interest rates, tax rates, subsidies, minimum prices and wages, and legislation.

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Policy objective

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Policy conflict

Fast food restaurants with electronic menus have the ability to change prices rapidly, known as surge pricing.

Surge Pricing and the Ethics of Real-Time Markets

Many firms today can use electronic sales over websites and apps to engage in surge pricing, or the rapid increase in price to accompany temporary increases in demand. Is this practice ethical?...
5 min read

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