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5 Stacks of pennies and other coins in ascending order from left to right.

Credit Rationing and Information Asymmetry: The Economics Behind Online Micro-Loans

Credit rationing and asymmetric info explain why high-risk micro-loans exist and carry high rates....
4 min read
Digital Payments and the Vanishing Role of Cash

Digital Payments and the Vanishing Role of Cash

Published on January 09, 2026

Can customer reviews on Google, Amazon, Walmart, Target, and other sites replace the need for some government regulations?

Platform Ratings as Informal Regulation

Published on January 09, 2026

Today, most consumers get their digital entertainment through monthly subscriptions.  Will this model last?

Subscription Economies and the Rebundling of Consumer Demand

Published on January 06, 2026

What would happen if sellers could use AI to determine how much you are willing and able to pay for every possible product?

The Economics of Hyper-Personalization: When Every Consumer Gets a Different Price

Published on December 24, 2025

A person in a plaid shirt sits at a desk, focused on a computer screen displaying a search interface, with headphones and a phone nearby.

Irregular Earnings of Gig Workers and the Microeconomic Perspective on Volatility

Published on December 24, 2025

Thanks to the ease of remote work with today's technology, do cities still enjoy an agglomeration advantage?

The Geography of Remote Work: Are Cities Losing Their Agglomeration Advantage?

Published on December 19, 2025

Instead of paying for Internet ads or TV commercials featuring celebrities, many firms are now using social media influencers to endorse products.

The Economics of Micro-Influencers: Reputation, Pricing, and Market Structure

Published on December 19, 2025

Most online systems today require users to verify their identity, which is part of Know Your Customer (KYC) protocol.

The Economics of Identity Verification: When KYC Becomes Infrastructure

Published on December 19, 2025

Our ever-growing demand for computing capacity and data storage has turned computing power into a fought-over resource.

AI Supply Chains: When Compute Becomes the New Oil

Published on December 19, 2025

A close-up view of a sign reading "TRADING" against a backdrop of tall, modern skyscrapers in a black and white setting.

Understanding CFDs in Today’s Market: Flexibility in a Volatile Landscape

Published on December 19, 2025

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Application Programming Interfaces (APIs) allow software on different devices and systems to talk to each other.

The Economics of API Ecosystems and Modular Innovation

Today, Application Programming Interfaces (APIs) and modular software development allow for widespread and rapid improvement of programs and apps. How has the macro economy changed by this recent shift toward interoperability and add-on upgrades in software?...
4 min read

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