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Thanks to APIs, many programmers can create add-ons and extensions to existing software.

API Economies and the Modularization of Production

Thirty years ago, you had to buy entirely new software when your current program became obsolete. Today, you can download an extension, patch, or upgrade. Thanks to APIs, application programming interfaces, these "modular" additions to software can come from virtually anywhere....
4 min read
An assortment of 7 presents wrapped in various holiday wrapping paper like red with white string, brown paper and red ribbons, and white paper with gold ribbons.
Behavioural economics Market Failure Information Failure

Understanding Hyperbolic Discounting and Spending Habits During the Holidays

Published on June 18, 2025

City of London
Business economics Agglomeration Economies Labour markets

Agglomeration Economies and Localisation Effects: What Makes Being Located In The City of London A Competitive Advantage for Start-ups

Published on June 18, 2025

bid ask spread and market liquidity
Market Liquidity Financial Markets Liquidity

The Bid-Ask Spread: Market Liquidity and the Hidden Cost of Every Trade

Published on June 17, 2025

A close-up of a monitor displaying a Google Analytics admin dashboard, with a Google search for "digital marketing" visible in the browser tab
Business economics

The Digital Market for Lemons: Information Asymmetry & Signalling Theory in SEO

Published on June 16, 2025

Red and green ticker marks from the user interface of a real-time market data platform
Innovation & Technology

Network Effects: Why Financial Software Markets Keep Tipping Toward a Handful of Winners

Published on June 16, 2025

Cyber-Security
Behavioural economics

Password Security Economics and Risk Aversion

Published on June 16, 2025

Information Asymmetry and the Market for Lemons: How Virtual Data Rooms Solve a Classic Economic Problem
Business economics

Information Asymmetry and the Market for Lemons: How Virtual Data Rooms Solve a Classic Economic Problem

Published on June 15, 2025

Accountant using notebook and calculator on a table
Global economics

The Pension Calculation Limited Company Directors Can No Longer Treat as Routine

Published on June 15, 2025

Image of Dubai skyline with clouds hanging low.
Behavioural economics Business economics Competitive markets

Information Asymmetry and the Rise of Expat-Focused Real Estate Brokerages

Published on June 13, 2025

Singapore skyline at dusk. The lights of skyscrapers are glowing and reflecting on the water, while the sun sets behind the buildings.
Business economics Information Failure Competitive markets Global economics

Transaction Cost Economics and Company Registration in Singapore: Why Institutions Matter

Published on June 12, 2025

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Although increasingly popular, AI still makes serious mistakes...which could cost companies big bucks in damages.

The Economics of AI Hallucinations and Error Costs

To save money on labor, many companies want to use AI to automate basic office functions, from customer service to research. However, AI is prone to making mistakes that are confidently presented as accurate facts. What are the economic implications of unchecked AI use by companies?...
5 min read

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